我国个人银行业务的发展策略研究

我国商业银行运行机制已经与国际银行业接轨 ,从当前市场竞争态势看 ,国内个人业务与对公业务相比 ,尚未形成银行同业间面对面的激烈对抗性竞争局面。客观上要求银行从以企业服务为主转向企业服务与居民服务并重 。

The operation mechanism of Commercial Bank in our country has joined with that of international Banks.Seeing from the current market competition status,compared with domestic private business and public business.A fierce face to face antagonism competition has not formed yet between the same banking industry,so objectively it requires the bank service from focusing on the service for companies to pay equal attention to companies and residents,namely convert from traditional private bank business to the new private bank business.