我国农村地区金融发展与经济增长——内生增长模型分析

The rural financial development and rural economic growth——The study of endogenous model

根据内生经济增长理论 ,影响经济增长的决定因素主要是社会边际资本生产率、储蓄—投资转化率和储蓄率。通过分析农村金融发展对这三个决定因素的影响机制 ,建立农村地区金融发展与其经济增长相互影响的内生增长模型 ,运用相关数据分析衡量我国农村金融对经济增长的支持程度。实证结果表明 ,金融支持对农村经济增长具有推动作用 ,我们应进一步深化农村金融体制改革 ,提升金融对农村经济发展的支持力度。

According to the theory of endogenous economic growth,the decisive factors of economic growth are chiefly the social marginal capital productivity, the convertibility of savings rate into investment and the savings ratios. Based on analyzing the mechanism of the rural financial development's influence on the three key factors,an endogenous model of interacting rural financial development and rural economy growth is established, and with the use of relevant data, our country's rural financial support for the economic growth is measured. The result shows that the financial support boosts the rural economic growth and that the rural financial system reform should be deepened and the financial support for the rural economical development should be upgraded.