我国金融事业发展的缺陷需要弥补——从以科学发展观发展金融事业谈起

On the Defect of China's Financial Development

准确地把握以科学发展观发展金融事业的含义;我国既要商业性金融、政策性金融,也要互助性金融、扶贫性金融;以人为本必须关注人们的资产回报,合理确定利率水平;发展商业性金融和互助性金融需要更注重市场推动,而发展政策性金融和扶贫性金融需要更注重政府推动。

In view of scientific development, the author points out that China should develop not only commercial and policy financing, but also mutual - aiding and poor - supporting financing. Special attention should be paid to the private assets return and rational interest rate level. The development of commercial and mutual - aiding financing mainly depends on market force, while that of policy - based as well as of poor - supporting financing is primarily government - promoted.