合理利用资源是做好基层商业银行工作的关键

Employing Reasonably the Resources is the Key to Operation the Basic Commercial Bank Well

简要分析了要做好基层商业银行工作必须综合运用好有限的信贷、费用、人力、科技资源以及运用这些资源必须注意解决的若干问题，强调综合运用业务资源关乎商业银行的经营效益和发展前景。

The Paper analyzed briefly that if we want to operate basic commercial bank well, we should employ comprehensively the limited credit, cost, labor power, and technology resources, and when we employ the resources, we should solve the several problems. Also, We emphasize that employing comprehensively business resources concerns the running benefit and prospect of development.