美国处理80年代金融危机的经验及对中国的启示

The U.S.’s Experience from the 1980s Financial Crisis and Its Enlightenment to China

美国上世纪70年代后期由于短期利率急剧上升,导致金融危机,其采取的对策是降低利率,美国实行《金融机构改革、复兴与振兴法案》和《联邦存款保险公司改良法案》后,金融监管的调整和变化及处理金融危机的经验,对我国金融改革值得借鉴。

The late 1970s saw the financial crisis of the U.S. for rapidly-rising short-term rate of interest. The federal government clammed down the storm by practicing the Federal Deposit Insurance Act and the Financial Institutions Reform, Recovery, and Enforcement Act. Therefore, we should draw the lessons from its adjustment of financial supervision and measures against financial crisis to serve our financial reform.