我国银行信贷资金对国民经济贡献率的回归分析

REGRESSION ANALYSIS OF THE CONTRIBUTION OF CREDIT FUNDS OF BANKS TO THE NATIONAL ECONOMY

根据一般的经济理论 ,银行的信贷资金对国民经济的贡献作用不可忽视 ,但在我国其分析多基于定性 ,缺少定量的描述。本文通过对我国国民经济与银行信贷资金以及其他经济变量之间的关系的实证分析 ,从定量的角度得出我国银行信贷资金对国民经济贡献率的大小 ,从而说明银行信贷资金在国民经济中所起的重要作用。

It is known from general theory of economics that the contribution of credit funds provided by banks to the national economy cannot be ignored. However, its analysis in China is primarily qualitative instead of quantitative in nature. This paper cites real examples to analyze the relationship of the national economy of China with credit funds provided by banks and other economic variables and quantify the contribution of credit funds provided by banks to China's national economy, thus demonstrating the important role played by credit funds in the national economy.