经济落后地区农村信用社存在问题研究

Researches into the problems of rural credit unions in the underdeveloped area

由于所处客观经济环境和自然条件的差异 ,经济落后地区的农村信用社在发展过程中受到制约的因素及程度远远超过发达地区 ,以致出现发展缓慢、停滞不前的现象。但是 ,在当前国有商业银行机构逐步向大中城市靠拢的情况下 ,经济落后地区又更加依赖于农村信用社对经济的支持。本文通过对楚雄州农村信用社的调查研究 。

Owing to the differences in economic and natural conditions, there are more barriers in underdeveloped areas than in the developed ones in the course of rural credit unions, which lead to a slow development, even to a logjam of the rural credit unions. However, the underdeveloped areas rely heavily on the loads from rural credit unions at the present when state-owned commercial banks are moving to large and medium cities. Therefore, based on a study of the rural credit unions in Chuxiong Prefecture, the present paper gives an analysis of their problems.