浅谈国有商业银行的风险控制

A Brief Talk on Risk Control of State Commercial Bank

我国已经加入了WTO,金融业正逐步融入国际金融大市场中,国有独资商业银行做为我国金融市场的主体,其信用风险、财务风险、市场风险、道德风险在一定程度上都较为突出,为此需要加紧从增强资本金实力、降低不良资产、建立风险评估体系、加强金融监管等方面增强国有商业银行抵御风险的能力。

With China's entering to WTO,Chinese financial industry has been in theprocess of stepping into international financial market. State commercial banks, the main body of our country's financial market, in which credit risks, financial risks, market risks as well as moral risks are distinct to some extent, needbe strengthened the capability of resisting risks, from the aspects of buildingup capital strength, decreasing poor capital, constructing risk evaluation system, and reinforcing financial supervision.