国家助学贷款中的问题与对策

Problems in the Study Loans Provided by the Government and Countermeasures for Them

国家助学贷款是 1999年公布的一项资助高校经济困难学生的重要政策 ,但在实施过程中并未达到预期效果。本文就其原因进行了深入的分析 ,并提出了由国家、银行、学校、学生及家长各方面通力合作 。

The study loan provided by the government was an important policy issued in 1999 as an aid to students with financial drawbacks. It should have played a substantial function in recouping educational cost, promoting the equal opportunity of education. But the expectation has not met in its implementation. This paper makes an in depth analysis of the causes and suggests that the government, the bank, the school and the student should give full cooperation and gradually perfect the countermeasures for the problems in the study loan system.