论我国商业银行中间业务的发展

On the Development of Intermediate Business of Chinese Commercial Bank

随着全球一体化不断深化,中间业务迅速发展,并已成为世界各国银行扩大收入、分散风险的主要手段。由于我国商业银行盈利模式单调,在国际竞争中常处于不利位置。本文主要从中间业务自身特点出发,论述中间业务的发展对我国商业银行的重要性,初步勾画出发展中间业务的总体思路,试图为我国商业银行寻找新的盈利增长点。

Intermediate business develops much more quickly than before and it has been one of the most important ways to increase revenue and scatter the risk for the International bank. Because of the poor profit-making model, Chinese commercial banks are often in a disadvantageous position. This article analyzes the characteristics and the importance of the intermediate business, trying to find a new way to increase the profit of Chinese commercial banks.