摘要
按照我国政府对WTO的承诺 ,2 0 0 6年放开金融准入 ,允许市场竞争 ,中外银行均享受国民待遇 ,我国银行业的竞争和生存环境发生了根本变化。我国四大国有商业银行与国外大银行相比在规模、资产质量、资本充足率和盈利能力等方面均存在较大差距 ,这是我国银行业的硬伤和潜在危机。随着WTO规则的逐步到位 ,银行业潜在的危机有可能爆发 。
According to our government's promise to the WTO, in 2006 China will open financial market.Native and foreign banks will enjoy equal national treatment.Great changes have taken place in competition and banking environment. As compared with foreign banks,the four major state-run commercial banks in our country have great disparity in scale, assets quality, capital and profit ability, etc.These disadvantages will become the potential crisis of banking industry of our country. With the WTO's regulation coming into force regularly,potential banking crisis may break out,for which there should be rational awareness and sufficient preparation understanding.
出处
《商业研究》
北大核心
2005年第6期169-173,共5页
Commercial Research
关键词
WTO
中外银行
比较
危机与对策
WTO
Chinese and foreign banks
comparasion
crisis and countermeasure
