基于MCAP模型的上市银行竞争力分析

Analysis on the Competition of Listed Banks Based on MCAP

竞争优势持续期预期模型(MCAP)的实证分析表明,我国上市银行竞争优势普遍较弱,而这与它们各自的实际经营绩效基本相符。因此,提升上市银行竞争力的基本选择应当从疏解盈利结构单一、金融创新乏力等内在约束入手。

Based on the Model of Competitive Advantage Period(MCAP),the paper analyzes the competitiveness of listed banks and draws a conclusion that their competitiveness is low,that accords with the banks'performance.The solutions to the problem include diversified ways to make profits such as finance innovations.