股份制——国有商业银行的必由之路

The Stock System——the Only Way for the State-owned Commercial Bank

目前国有商业银行因公司治理结构和经营机制方面的缺陷,导致不良资产率高和资本充足率低等问题。按照国际惯例、保持与国有企业改革和国有经济战略性改组的一致性、根本扭转资本金不足以及提高经济效益等,国有商业银行实行股份制是必由之路。

The state-owned commercial bank practicing the stock system is the only way, according to the in- ternational convention, keeping the coherence with the state-owned enterprises reform and the state-owned econ- omic strategy reshuffle and basically turning the capital shortage and increasing economic benefits etc.