商业银行内部人的控制与监督

The Control and Supervision of the Insiders in Commercial Banks

内控制度建设已经摆到商业银行工作的重要地位,但侧重于业务管理、操作流程和防范风险的多,而对内部人自身的控制与监督则显得薄弱。内部人控制制度方面还存在着许多不完善的地方。应当建立一个上下贯通、平衡制约、自我约束、严格考核的不同层级内部人的控制与监督体系。

The building of internal control institution has become an important task for commercial banks. However, the present situation is that the emphasis is always placed on business management, operation procedure and risk prevention while serious weakness is revealed in the control & regulation of insiders, which has produced great effects on business operations. In view of the fact that there exist many imperfect aspects in insider control institution, commercial banks should establish a workable control & regulation system featuring through-typed, balanced restrictive, self-controlled, and strictly-examined.