金融行业发展的新方向——金融控股公司

New trends of financial trade-financial proprietary company

金融控股公司是一种金融制度的创新,它运用规模经济优势实现了资源利用的优化配置。目前从我国金融行业的发展来看出现了混业经营的趋势。金融控股公司作为我国从单一经营向混业经营转变的桥梁,更能适应金融服务融合和一体化的发展趋势,是一种合适的制度安排。但目前在我国的法律地位还不明确,所以其发展受到了一定的限制。

Financial proprietary company is a new creation of financial system.It takes advantage of scale economics to achieve the optimization of resource usage.Now,a trend of incorporation has been seen from the development of financial trade in China.As the bridge connecting the change from simplification to incorporation,financial proprietary company is a correct establishment because it can accommodate the development trend of combination of financial services better.However,because of the uncertain status of contemporary law in China,its development is constrained to some extent.