论网络银行的发展、影响及前景

A Discussion of the Development,Effect and Foreground of Network Banks

现代信息技术的发展使得计算机网络技术在金融领域得到广泛运用,应运而生的网络银行改变了人们固有的传统银行理念。网络银行的产生和发展将对社会经济产生一定的作用和影响,也必然会带来一些值得关注的问题,由此引发的网络银行的发展趋势及方向问题也是经济界人士所亟待研究的和探讨的。

The development of moden information technology expands the application of computer nerwork technology in the field of finance and brings network banks into existence, which changes people,s long-held concept of traditional banks. The birth and development of network banks will have some effect on social economyand will unavoidably bring forth some issues which arouse people;s attention. Consequently, the development trends and direction of network banks need to be delved into and talked about in the economic circles.