浅议金融控股公司的构建与监管

Brief Discussion on Construction and Supervision of the Financial Holding Company

在国际金融混业经营的潮流冲击下 ,国内金融业关于混业经营的呼声日益高涨 ,而金融控股公司是金融业混业经营的一种较好模式 ,由于其本身坚持“集团混业 ,法人分业”的方针 ,所以它既能实现混业经营的效率性 ,又能实现分业经营的安全性 ,是我国由分业经营走向混业经营的最佳选择。

Under the circumstances of the mixed international finance, there is also a strong need domestically. The financial holding company is a nice mode of the mixed industry. Because it insists on the policy of “the mixed industry, the individual legal person”, it can realize both the efficiency of mixed operation and the security of divided operation. Hence it is the best choice for us to shift from divided operation to mixed operation.