国有商业银行战略缺失现象透视

An Insight into the Strategy Depletion in Our State-owned Commercial Banks

战略性问题是关于企业形势、环境趋势、发展方向的重要判断以及如何实现未来目标的重大问题。作为我国金融体系的主体,国有商业银行却长期存在战略缺失现象。这不仅是由于金融长期被视为经济环境要素,在改革次序安排上滞后于国有工商企业,也是由于金融问题的复杂性、国有商业银行目标方向认识的模糊性以及对处理国有商业银行问题的审慎性所致。

Strategic issues mean the major issues related to not only the crucial judgment of enterprise's situation, environmental trend and development orientation but also the way to the accomplishment of future goals. Although state-owned commercial banks act as the predominant force in our financial system, the phenomenon of 'strategy depletion' has remained in their operations for a long period of time. There are two main causes. One is that their reform arrangements lag behind those of state-owned industrial and commercial enterprises because finance has ever been regarded as the economic environment element. The other is that finance itself contains complexity, that state-owned commercial banks have a vague recognition of their operational orientation, and that the government has to deal prudently with the problems existing in commercial banks.