商业银行资产与负债管理技术历史演进

The Historical Development of the Management of Assets and Liabilities of Commercial Banks

商业银行自诞生时起就面临各种各样的风险。商业银行为了降低风险增加收益,资产负债管理技术应运而生。回顾了资产负债技术发展历史过程,分析比较了各种管理方法的优缺点,同时指出了未来风险管理发展趋势。

Commercial banks have been facing various risks since its birth.Assets a nd liabilities management can avoid these risks for commercial ban ks to increase their profits and lowe r their risks.This paper recalls the development process of assets and liabilities ma nagement techniques,analyzes and c ompares the merits and demerits of various man-agement methods,and figures out the development trend of the future risk s management.