我国征信业面临的困境与对策

Predicaments Faced by Chinese Credit Information Service and Countermeasures

尽快在我国建立起完善的社会信用体系是整顿和规范市场经济秩序的一项治“本”之策,作为社会信用体系主体的征信业能否健康发展直接决定着我国信用体系建设工程的成败。分析了我国征信业发展中面临的诸多问题,提出了加快征信业发展的对策和建议。

Setting up perfect social credit system in our country as soon as possible is a fundamental measure to re-organize and normalize the market economy.As the main body of the social c redit system,the healthy developme nt of the credit information service determi nes the success or failure of the construction of the social credit system.This paper analyzes on several problems in the d evelopment of our country' s credit information service,and pu ts forward some countermeasures and suggestions of quickening the development of the credit information service.