略论票据时效

On the Prescription of the Note

票据时效既是公平与效率均衡理论的极好诠释,又体现了效率优先的主张。与民法上的时效相比,票据时效具有短期性和独立性的特征。它既不同于消灭时效又不同于除斥期间,而是一种独特的时效制度。最后,作者结合票据实践中的票据时效期间的起算点问题以及票据期间中断是否需要提示票据等问题提出了自己的看法。

The prescription of the note not only reflects the balance of equity and efficiency, but also embodies the opinion of efficiency first. Compared with the prescription on the civil law, the prescription of the note has characters of short-term and independence. It is different from the prescription of eliminating as well as the period of immunity, but a kind of unique prescription system. Finally, the authors give their views about when the prescription of the note starts and whether the reminding note should be needed when the period of the note is cut off.