从法律角度看保险人的告知义务

The Representation Of Insurer

在传统的保险法学中对保险人的告知仅提出了说明义务,随着我国保险市场的发展,保险人的说明义务已不能满足现实的要求。保险人的告知不仅是一种先合同义务而且是一种重要的合同义务,它已超出了以往的认知范围。保险人告知义务的实施,使保险人的相关义务更加趋于完善。

In traditional science of insurance, the representation of insurer is only explanation of obligation. But the obligation is not enough today. The representation of insurer is not only previous contractual obligation but also important contractual obligation It has exceeded our range of knowledge.