摘要
硬负债以及双重信贷配给导致的资金单向流动是导致目前中国银行业结构性隐患的根本原因。化解隐患的关键在于弱化商业银行的制度性和市场性的信贷配给,建立标准的信贷市场以及信息传导机制。
Hard liability and fund one-way flow caused by double credit loan allocation are the essential reason for China’s banking assets-liabilities structured concealed damages at present. How to eliminate concealed damages lies in weakening commercial banking institutional and market-oriented loan allocation, establishing standardized loan market and information transmission mechanism.
出处
《河南金融管理干部学院学报》
2005年第2期48-50,共3页
Journal of Henan College of Financial Management Cadres
关键词
商业银行
信贷配给
资产负债结构
风险管理
commercial bank
loan allocation
assets-liabilities structure
risk management
