我国保险业发展中的问题、成因及其对策

Analysis of Problems and Causes in the Development of China' s Insurance Industry and Counter-Measures

近年来,我国保险业发展迅速,但高速发展的背后,寿险、产险和再保险三方面都存在一些问题,造成 保险业一定程度的市场混乱,监管乏力,诚信缺失,产品、服务质量状况堪忧;这些问题产生的原因是多方面的,要 解决这些问题需加强保险业之间的合作,进一步提高居民保险意识,加强保险监管,重塑保险诚信;推进保险创新。

China' s insurance industry has been rapidly developing in the recent years, yet there also emerge some problems. This article first makes an analysis of problems and causes in the field of life insurance, property insurance and re-insurance respectively, and then offers some counter-measures accordingly.