摘要
贷款担保是世界各国金融业通行的做法,是建立在信用基础上的正常经济行为。但是由于我国金融业相关法律法规的不完善以及一些上市公司之间违规关联担保等严重问题的存在,导致商业银行贷款担保中存在巨大风险。本文从商业银行的角度就如何防范与控制上市公司贷款担保中存在的风险给出了具体的政策建议。
Loan guarantee is the conventional practice of the financial industry in various countries of the world and represents a normal economic behavior founded on credibility. However, the commercial banks in China are now faced with great financial risks due to the imperfect laws and regulations concerning the financial industry and the misconducts of some listed companies. This paper provides some suggestions for preventing and controlling such risks.
出处
《西南农业大学学报（社会科学版）》
2005年第1期29-32,共4页
Journal of Southwest Agricultural University:Social Science Edition
关键词
上市公司
贷款担保
商业银行
风险
listed company
loan guarantee
commercial bank
risk
