加快发展个人银行网上业务的必要性

The Necessity of Fast Developing Individual Internet Bank

本文首先阐述了中国互联网的发展现状和国内新富人群对网上银行的业务需求,再研究国外银行网上业务发展现状和入世后外资银行带来了竞争压力,通过网上银行与传统物理银行的成本对比分析,得出加快发展个人银行网上业务是必要的。

In this paper, firstly, expatiating the development actuality of internet in china and the requirement of newrich-men to services which provided by internet bank. Secondly, researching the development actuality of foreigninternet bank it can bring the pressure of competition to Chinese bank after WTO. Finally, explaining the necessitythat fast developing individual internet bank through analyzing the cast between internet bank with tradition bank.