试论信用的客观经济规律性质及其作用充分发挥的条件

On the Nature of Objective Economical Law of Credit and the Condition of the Law Works Entirely

目前的经济学界大多数学者基本上将“信用”定位于一种经济伦理现象,并循此含义来谴责经济领域的失信现象。但是解决失信问题的关键,是要确定信用作为规律的性质和信用规律何以不能充分发挥作用的条件。本文根据信用反映经济关系的基础,通过信用的本质、发展过程、现代形式和巨大作用阐述,以揭示出信用这种价值的特殊运动的规律性,并在此基础上论证了信用规律在社会主义市场经济中充分发挥作用所需要的三方面重要条件。

In the present economical field, most of scholars believe that “credit” is an economical and ethical phenomenon. And based on the definition, the phenomenon of lacking credit was condemned in economical realm. However, the key point of resolving the uncredit problem is determine the nature of credit as regular pattern and the condition which make the credit laws can not works entirely.According to the basis of credit reflecting economical relations, this article is to reveal the law of the particular motion of credit as a value throughout explaining the essence, developing process, modern features and great functions of credit. And in the light of the disclosure, the article demonstrates the needed three important aspects which make the credit law play a great role fully in the socialist market economy.