对构建中国新型不良资产处置市场的思考

Considerations of Constructing the Handling Market of New - Type Non -Performing Assets in China

在国有商业银行改制上市与入世后过渡期临近的双重倒逼下,国有商业银行多年累积的巨额不良资产已成为阻碍其生存与发展的最大问题。虽然资产管理公司与国有商业银行在不良资产处置过程中发挥了重要作用。但由于处置市场的不完善,影响了处置的进程与效率。处置进程的内在加速需求已深刻反映了处置过程中存在的问题与矛盾,并进一步映射出处置市场主体单一化等不良现状,因此必须加快构建新型的不良资产处置市场。

Under the overdue near forcing doubly after the state -run commercial bank is reorganized according to the modem corporate system to get listed on the stock market and entered the WTO, the huge non - performing assets that the state - run commercial bank has accumulated for many years has already become the greatest problem which has hindered its survival and development. Though property management companies and state - run commercial banks have played an important role in the course of handling of the non -performing assets. But the one that because handled the market is not perfect, influence the process and efficiency handled in fact. The ones that handled process had accelerated the demand inherently and already reflected deeply that handles question and contradiction existing in course, is it is it handle market subject person who simplify bad current situation to happen to shine upon further, all these help and push away in China and structure the new -type non -performing assets and handle the market.