中小企业融资难及商业银行应对策略

The Countermeasures of the Commercial Bank for the Difficult Financing of the Small and Medium Sized Enterprises

介绍了我国中小企业融资难的现状,阐述了影响商业银行对中小企业融资策略选择的因素,指出国内商业银行应转变经营观念,发挥银行的主导作用,为企业创造良好的融资环境。

This paper introduces the present situation of the difficult financing of our country's small and medium sized enterprises, expounds the factors influencing the selection of the strategies of the financing of the small and medium sized enterprises, and points out that the domestic commercial bank should transform its operation conception, play the guiding role of the bank, and create excellent financing environment for enterprises.