论中国金融业混业经营风险流量机制的培育

Fostering of Mechanism for the Risk Flow in Financial Mixed Management in China

混业经营是当代金融业发展的必然趋势,必然带来风险的相应集聚。文章从金融的流动性要求出发,阐述了在混业经营时必须进行风险的传递和将风险流量机制作为中国金融业混业经营的基本参照系的基本观点,并根据中国的实际情况从新制度经济学的角度提出了相应的举措。

Nowadays, mixed management in financial industry is the inevitable trend and will lead to the accumulated risk. In view of the financial mobility, this paper expounds the basic viewpoints of the delivering risk,takes the financial flow mechanism as the basic reference system to the mixed management in financial industry in China and then puts forward corresponding measures from the new institutional economics based on Chinese realities.