4Merton, Robert C. Financial innovation and the management and regulation of financial institutions [J]. Journal of Banking & Finance, 1995,19:461-481.
5Bernstein, P.L. Capital ideas: the improbable origins of modern wall street. New York: Free Press,1992.
6Palia, D. and Poter, R. Contemporary Issues in Regulatory Risk Management of Commercial Banks[J]. Financial Markets, Institutions & Instruments, 2003, 12(4): 223-256.
7Douglas W Diamond,Raghuram G.Rajan.Liquidity risk,liquidity creation and financial fragility:a theory of banking[].Journal of Politics.2001
