4Robert Van Order,2000.The U.S.Mortgage Market :A Model of Dueling charters, Journal of Housing Research,Volume 11 ,Issue 2,233-255.
5Carlstrom, Charles T.and Katherine A.Samolyk,1995,Loan Sales as a Response to Market -Based Capital Constraints,Journal .of Banking and Finance 19, 627-646.
6Demsetz, Rebecca, 1993, Recent Trends in Commercial Bank Loan Sales, Federal Reserve Bank of New York Quarterly Review 18:4,75-78.
