摘要
商业银行不良资产问题是关系到维护金融秩序,确保国民经济运行安全的重大课题,而银行的风险经营特点则更决定了不良资产的管理是银行面临的永久话题。本文提出不良资产价值管理基本内涵,从价值均衡角度分析价值管理机理,并从目标、技术、管理模式和制度等方面阐述了商业银行不良资产管理所应采取的策略。
This paper firstly points out the basic meaning of the value management of Non-Performing Loan(NPL), secondly analyses the mechanism of value management from the viewpoint of value-balance, finally discusses the NPL managing strategy of object, technique, managing model and system, which should be applied in commercial bank.
出处
《价值工程》
2005年第4期57-61,共5页
Value Engineering
