施工企业信用评价体系分析

The Credit Evaluation System of Construction Enterprises

全面准确地评价一个企业的信用等级,对于投资者而言便于理智地回避风险,引导其进行正确的投资决策;对于企业来说又可以充分利用自己的信用声誉,进一步得到投资者的青睐,为企业的发展壮大奠定坚实的基础。施工企业由于缺乏信用管理机制和手段,面临着巨大的信用风险。从施工企业自身的特点,以及银行信贷风险管理和控制的角度出发,本着客观、全面和准确的评价原则,分析研究了施工企业信用等级的评价内容、指标体系和评价方法。

By appraising degrees of comparison about construction enterprises accurately and comprehensively, investor can avoid running great credit risk and make correct investment decision, as well as enterprises can make full use of credit renown to get the favor from investors. It can establish the solid foundation for the development of corporations. However, being lack of the management system on credit and means, construction enterprises are facing great credit risk. Based on the construction enterprises’ own characteristic, from bank credit risk management and control, according to the objective, comprehensive and correct principle, this article preliminarily discussed the content of the credit grade appraising of construction enterprises, index system and method.