县域信用担保体系建设的路径选择

当前,县域两类担保机构中政策性信用担保机构的两难境遇与商业化信用担保机构的内生困境,影响了担保机构解决中小企业融资难、担保难作用的发挥,探索建立完善的县域信用担保体系已成为改革的必然。互助化应成为当前担保机构持续发展的现实选择。

The most important function of credit guarantee organization is to help medium and small enterprises to solve the financing problem. Currently, the dilemma of credit guarantee organization in county area has restricted this function. The key to this reform is to establish and complete the system of credit guarantee in county. Mutual guarantee should be a practical choice for those organizations seeking continuous development.