信用评估机构的基本经营战略:规模经济与范围经济

Operation Strategy of Credit Rating Institutions: Scope Economy and Scale Economy

信用评估机构的信息产品归纳为物质型、深化型和扩展型信息产品,对这三类信息产品的成本收益分析表明:信用评估机构存在范围经济和规模经济,信用评估机构只有大规模、多产品生产,才能最大限度地利用信息共享性优势,增强自身在市场中的竞争力。

The information products of credit rating institutions are classified into three types: substancetype, analysistype and extensiontype. The analysis of the cost and revenue of these three types of products shows that there are scope economy and scale economy in credit rating industry. For the sake of survival in competition the credit rating institutions have to produce these types of products on a large scale.