我国金融业走向混业经营的辩证思考与理性选择

A Reflection and Choice on the Mixing Administration of Our Financial Industry

随着现代科学技术的迅速发展和大量金融创新的出现,金融业各行业之间的界限变得模糊不清,其业务也在一定程度上交叉、融合在一起。因此,金融业的发展为其走向混业经营提供了现实的生长点。在这样的国际大环境下,我国金融业应从自身实际和我国国情出发,确定适当的经营模式,而不能一味地追随潮流。

With the rapid development of the modern scientific technology and the appearance of numerous financial creations,the line between the financial industry and all industries has become vague,and its business is mixed together in some degree.Therefore,the development of the financial industry provides a realistic growth point for the mixing administration.Under the international environment,our financial industry should consider our own practice and national conditions to decide a suitable business patterns.