中国信用评估业的产业组织分析

The Industry Organization Analysis of Credit Rating Industry in China

从全球范围来看,信用评估业存在规模经济和范围经济,产品差异较大,存在进入壁垒,是一个垄断程度较高、市场运行良好的行业。中国的信用评估业远未实现规模经济,存在过度竞争。要尽快发展我国的信用评估业,就要提高行业进入壁垒,促进行业内现有评估机构的兼并与联合,但同时又要防止垄断的产生。

Credit rating industry in which exists economies of scale and economies of scope, differentiation and barriers to entry works well in the world. Comparing with the credit rating industry in the world, the credit rating industry in China is too small to realize economies of scope and economies of scale and there isn't workable competition. Such measures as heightening barriers to entry and promoting merger and alliance should be taken, but the tendency of monopoly should be avoided to develop credit rating industry as soon as possible in China.