微观主体偏好与金融中心的形成

The Hobbies of the Micro- corpus and the Formation of Financial Centers

经济活动中的主体大多偏好金融机构聚集,以期利用其所带来的信息、效率等优势,这是金融中心形成的内在动力。但金融中心的形成还受所在地经济、制度安排等客观因素的制约。因此,在区域金融发展布局时,我们既要因势利导,发挥微观经济主体对金融机构聚集的偏好及其行为选择的结果对金融中心形成的内在推动力,同时提升实体经济、优化制度安排,使内在因素和外在因素实现主观能动的匹配。这种推动金融中心形成的模式是经过经济理论和经济实践共同验证的,也是符合经济发展规律的。

Corpus in the economic activities mostly prefer the agglomeration of financial institutions in order to make use of the advantages of the information, efficiency etc, which is the internal impetus of formation of financial centers (FFC). But FFC is still restricted by the objective factors such as the local economy and the system arrangement. Therefore, with the development of regional finance arrangement, we should improve the situations for developing the internal impetus of FFC which is the result of the micro-corpus's hobbies and behavior choices. We should also develop economic entity and system arrangement to match internal and external factors subjectively and actively. This model about promoting FFC is testified by economic theories and practice.It also accords with the rule of economic development.