摘要
由于银行方面审贷能力、程序和激励机制的欠缺,加上信用中介服务体系发展落后,使国有大银行不愿意贷款给民营企业。另外,整个金融组织结构缺少面向民营企业特别是中小民营企业的大量民营商业化银行,导致民营企业间接融资难。通过对民营企业间接融资问题的分析,尽快找出民营企业间接融资的有效渠道,由此推动我国民营企业的健康发展。
Due to some reasons,State-owned banks are reluctant to loan money to private enterprises.The lack of specialized banks for private enterprises makes it difficult for them to manage their financing.An analysis is made of their financial problems and some solutions are put forward to promote the steady development of private enterprises.
出处
《渤海大学学报（哲学社会科学版）》
2005年第4期98-100,共3页
Journal of Bohai University:Philosophy & Social Science Edition
关键词
民营企业
融资渠道
间接融资
private enterprises
financing channel
indirect financing
