国有商业银行改革中国家控股的必要性研究

Research on the Necessity of State Holding Structure in the Reform of State-owned Commercial Banks

国家控股是国有银行股份制改革中股权结构的一个重要安排,其存在的必要性主要源于:银行业的一般特性、中国金融制度变迁的逻辑性及改革所面临的现实约束。国家效用函数模型综合分析了国家控股的合理性。

State holding is an important arrangement for equity structure in joint-stock reform of state-owned banks. The necessity of it comes from a general feature of banking industry,logic nature of China's finance institution evolution and realistic constraint facing reform. A national utility function model gives a comprehensive analysis on the rationality of state holding.