国有商业银行公司治理改革研究

A Study on State-owned Commercial Bank Corporate Governance Reformation

国有商业银行20多年的改革并没有触及管理体制这一核心问题,公司治理上的缺陷是导致其经营机制落后、经营风险聚积、约束机制弱化及经营绩效差的根本原因。国有商业银行应充分借鉴《OECD公司治理准则》、BASEL《健全银行机构的公司治理》及美国《索克斯——奥克斯利法案》等倡导的国际先进公司治理理念,并充分考虑商业银行自身治理的特殊性以进行公司治理改革。当前,国有商业银行应抓紧做好以下工作:严格设定内设组织机构的职责边界;建立规范的董事会决策机制;加强银行内部监督机制;规范引进战略投资者;充分发挥普通员工在公司治理中的作用。

Two decades of reformation for state-owned commercial banks haven’t touched the core problem, i.e. management regime. The drawback in corporate governance is the essential reason for backward operation mechanism, accumulated operation risk, weak constraint mechanism and poor operation cost-effectiveness. The state-owned commercial banks should take as their reference, OECD corporate principle, BASEL “Sound Banking Institution Corporate Governance” and “Socks-Auxilly Act”, etc. and make corporate governance reformation, fully considering the special features of commercial bank governance. At present, the following jobs should be carried out by these banks: to strictly define responsibility line of inner organization; to normally introduce strategy investors; to put the role of common staff in corporate governance into full play.