金融支持对农户投资影响的实证分析

An Empirical Research of the Impact of Financial Support to Rural Household Investment

实证研究表明,信贷资金对农户投资有着重要的作用。然而,农村长期的金融抑制使得农户投资缺乏金融支持。为了加强对农户投资的金融支持,应加快农村信用社改革的步伐、放松对非正规金融的管制、大力发展小额信贷以及充分发挥政策性金融的职能。

The empirical research demonstrates that credit capital is important to the investment of rural households. But the investment of rural household does not get enough financial support because of long-term financial depression in rural areas. In order to enhance financial support to the investment of rural households, the reform of RCCs should be speeded up; informal finance should not be strictly controlled; micro-finance should be extensively developed, and policy-orieated finance should play a greater role.