影响信用行为选择的功利计算与道德评判因素分析

An Analysis of the Influence Factors in the Choice of Credit Action

守不守信用不是人的本性,而是在一系列社会因素的影响下,主体基于功利计算或道德判断所做出的选择。文章从分析影响主体关于信用的理性的功利计算和道德判断的因素入手,详尽的分析了各种影响主体信用行为选择的因素,并提出了一些切实可行的对策。

Having credit or not is not human instinct, but the people’s choice on the basis of the consideration of utility or the judgment of morality under the influence of social factors. This article, by analyzing the factors of influencing the consideration of utility and the judgment of morality, analyses all the influence factors in the choice of credit action, and puts forward some effective countermeasures of the influence factors controlling.