从四川长虹巨额坏账看出口信用保险在我国外贸发展中的积极影响

2004年年底四川长虹公告称公司将计提高达27亿人民币的坏账准备,这个巨额数字主要来自于其在美国的主要进口商APEX公司的巨额应收账款可能无法收回,这个重大事件再次给那些只注重销量增长而不注意收汇安全的外贸企业敲了警种。提高外贸信用风险管理意识,防范和化解对外贸易中的信用风险,保证出口收汇安全,是任何一家外贸企业必须慎重对待的问题。作者以此为例,提出出口信用保险对发展我国外贸有着积极影响。

The spokesman of Sichuan Chang Hong Co., Ltd. claimed that it is up to RMB 2.7 billion bad accounts in the end of 2004, which comes from its main importer which named APEX in USA., This great event take those, who pay attenti on to sales volume but ignore to collect foreign trade exchange safely, a great lesson again. The export and import Co., Ltd. should improve cautiously the expo rt credit risk management consciousness, take precautions and dissolve the expor t credit risks, and collect the export payments safely. The author takes this as an example, and proposes that the export credit insurance is a very important k ey to developing foreign trade of our country.