加入WTO后过渡期:中国银行业的应对

How Chinese Banking Sector to Cope With the Post-accession to WTO

在加入W TO的“后过渡期”,随着保护性安排的逐渐结束,入世的冲击将进一步显现,中外资银行将在“三大领域”与“十大业务”展开激烈的竞争,中国银行业面临着严峻的考验。中资银行能否充分利用这最后的时机,借鉴外资银行的经验,加快改革和发展、提高竞争力,已成为决定中国银行业未来发展的一个极为重要的问题。W TO后过渡期中国银行业的应对措施主要包括:中资银行加快培育和提升核心竞争力、创造公平竞争的环境、加强对外资银行的调控与监管。

As the protective arrangements will be over gradually in the post -access ion era,the impacts of China' s entry into WTO are becoming evident.The co mpetitions between the Chinese banks and the foreign banks will focus on t he three -scopes and the ten -business.The Chi nese banking sector is facing the austere challenge.Whether the Chinese banks take full advantages of the final opportu nity,absorb the foreign banks' experience,or promote reform,deve lopment and competition capability has become one of the most important issues what determine the future of the Chinese banking sector.The main measures taken by the Chinese banks i n the post -accession era include:(1)raise and promote the core competence;(2)build fair -competition environmen t;(3)strengthen the control and supervis ion to the foreign banks.