政府公共服务在中小企业融资中的作用探析

The Effect of Government Public Services on The Financing of SMEs

通过改善融资制度,政府针对中小企业融资的公共服务是一种分摊融资交易成本的方式。中国国有银企关系型融资制度的特殊性造成了政府一直不重视公共服务的作用,使中小企业缺乏一个有效的交易成本分摊机制。笔者认为通过提供更多的有针对性的公共服务是解决我国中小企业融资困境的一个可行的思路。

The government effectively shares the transaction costs of the SMEs' f inancing by im-proving financing institution. The article goes a step further to analyze the financing institution's two features in our country, which make the government lack impetus to provide public services to solve the SMES' financing difficulty. The author thinks more public services will effectively lighten the financing burden on the SMEs.