浅析信用证风险及其防范

On Risks of Credit Cards and Countermeasures

信用证是国际结算中占主导地位的一种结算方式,因其操作简便、风险相对较小的特点,在全球国际贸易结算中使用最为广泛。然而,由于信用证结算方式中"纯粹的单据交易"方式,使其在实际应用中经常为不法者所利用,从而使其对各当事人充满了变数,给贸易双方及银行带来了很大风险,其中附有软条款的信用证日益成为国际贸易运作实务中最为普遍的做法。

As a dominant way of international settlement, credit cards are easy to deal with and have comparatively fewer risks, and are globally used in international trade settlement. However, advantage is often taken of 'only receipt transaction 'by lawbreakers in the practice, which brings potential problems and often causes more serious risks to the trade parties; therefore credit cards with additional soft conditions become popular in the operation of international trade.