摘要
从信息呈报和信息治理的角度,分析了我国信贷市场存在严重信息约束的原因。认为现阶段信息约束导致了我国信贷市场局部信用膨胀和局部信用紧缩同时并存的局面,严重制约了我国信贷效率。指出要解决我国信贷市场的信息约束问题,必须在信息呈报的基础上完善信息治理,并着重探讨了信息治理的几种主要方式,提出了缓解信贷市场中的信息约束、提高信贷效率的政策建议。
The paper analyses the causes of serious information restriction in the domestic lean market from the aspects of information reporting and information governing.As a result of information governing,both credit inflation and deflation exist and lower the market efficiency.In order to eliminate information restriction,the reporting based on governing have to be improved.It raises the suggestions on how to govern information,eliminate restrictions and enhance credit efficiency.
出处
《商业研究》
北大核心
2005年第12期42-45,共4页
Commercial Research
关键词
信息约束
信息呈报
信息治理
信贷效率
information restrictions
information reporting
information governing
credit efficiency
