对失信行为的经济学分析

Economic Analysis about Discreditable Behavior

从经济学的角度对失信行为进行了分析,发现导致失信行为产生和蔓延的原因是信息不对称、产权不明晰以及失信所得的收益大于其成本等诸多因素的共同作用的结果。而要控制失信行为必须完善信息披露制度,畅通信息的传递渠道,加快产权制度的改革,明晰产权和建立全社会的信用管理体系,使信用的收益和欺诈的成本相对称。

By analyzing discreditable behavior in the terms of economy, the reason was found out that discreditable behavior resulted from non-equivalent information, unclear property right and that the income exceeded the cost. To avoid such discreditable behavior, information disclosure must be perfected, channels of information transfer cleaned off, systems of property right reformed and cleared, and the system of credit management for the whole society set up so that the income of credit equals to the cost of fraud.